Does your credit score really matter? Yes! Take it from Aaron Runs After, a client of Four Bands Community Fund on the Cheyenne River Sioux Reservation. He used his Credit Builder Loan as a stepping stone to homeownership. As a father of five, Aaron wished to make a permanent home that his children would enjoy, but he knew his credit score was a barrier in reaching that goal. He decided to use the Four Bands Credit Builder Loan to consolidate and pay off multiple debts and was able to increase his credit score by an astounding 90 points in the first year. He now owns a four bedroom home that his children can enjoy.